Implementation Schedule Implementation is the process that turns strategies and plans into actions in order to accomplish strategic objectives and goals. How will we use the plan as a management tool? How and when will you roll-out your plan to your staff? How frequently will you send out updates?
In particular bankers are cautious about the financial implications related to the following: Lender's liability Lender's liability is associated with the financial risks banks face when granting or extending loans.
Banks and other lenders rely on financial statements of companies when deciding whether to grant or extend credit. They need to be fully and accurately informed about decommissioning liabilities in order to avoid unacceptably high financial risks.
Under current reporting requirements, potential environmental liabilities can easily remain undiscovered unless a lender develops its own procedure to assess the environmental risks.
Therefore, some banks can end up spending the money on clean-ups of sites contaminated through their clients' activities. Borrower's ability to meet financial obligations The borrower's obligation to clean up contaminated sites might impair his or her ability to repay a loan. The contamination might also reduce the value of the collateral.
Prudent lenders are following the environmental trends and changes in regulatory framework to assess the possible implications of these changes on their clients' overall financial position.
Growing environmental concerns The last few decades have been marked by numerous changes in the regulatory framework relating to environmental protection.
Recent scientific discoveries of environmental and health risks associated with pollution have contributed to an increase in public demand for environmental quality.
These growing concerns have contributed to a major shift in public perception of corporate roles in society. Influenced by these trends, some banks have begun looking closely into their own environmental and social performance.
In many cases this effort has resulted in adoption of energy and resource efficiency programs within the institutions themselves.
Business opportunities The traditional approach of the banking sector to sustainability is often regarded as reactive and defensive.
However, several international banks have recently adopted innovative, proactive strategies to capture the opportunities associated with sustainability. They have developed new products such as ethical funds or loans specifically designed for environmental businesses to capture new market opportunities associated with sustainability.Market-making and proprietary trading: industry trends, drivers and policy implications iii Preface Market-makers serve a crucial role in financial markets by providing liquidity to.
Essentials Guide to Strategic Planning Welcome Strategic Planner! To assist you throughout your planning process, we have created a how-to guide on The Basics of Strategic Planning which will take you through the planning process step-by-step and keep you on track.
Strategic Analysis of the Pharma Market, Future Revenue Models and Key Players 7 Pharma Industry Overview The pharma industry is affected by the dynamic shifts in the. Market Analysis The goal of a market analysis is to determine the attractiveness of a market and to understand its evolving opportunities and threats as they relate to .
Globalization and hypercompetition: Drivers, linkages, and industry differences Donald R.
Goeltz Holy Family University Hypercompetition is an indication, a result, and a driver of dramatic changes in the competitive environment. This environment has been characterized as discontinuous (Prahalad, a strategic advantage is temporary, so.
A technology roadmap is a flexible planning technique to support strategic and long-range planning, by matching short-term and long-term goals with specific technology solutions.
  It is a plan that applies to a new product or process and may include using technology forecasting / technology scouting to identify suitable emerging.